Investment Property Loans
Investment property loans are used for purchasing, developing, or refinancing properties intended to generate income or profit through rental income or capital appreciation.
What is an Investment Property Loan?
An investment property loan is for the purchase of an income-producing property. That includes purchasing properties to generate rental income or to renovate and sell, known as house flipping.
Common Uses of Investment Property Loans
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Residential Rental Properties: Includes single-family homes, duplexes, triplexes, and fourplexes used for rental income.
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Multi-Family Units: Apartment buildings with multiple rental units.
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Commercial Properties: Retail spaces, office buildings, warehouses and, other types of commercial properties intended for leasing.
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Mixed-Use Properties: Properties that combine residential and commercial uses.
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Vacation Rentals: Properties intended for short-term rentals through platforms like Airbnb. ​​
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Key Features of Investment Property Loans
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Up to 4 units
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Can be run by a rental or management company
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Fixed and adjustable rates
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Owner does not have to occupy the property
